Your credit card has a statement date which is the day the credit card company processes your bill and calculates how much is due each month.
On the statement, which contains the bill, it tells you the date the payment is due by. You can pay off your balance in full by that date, meaning before that date on the English calendar.
If you can’t pay off the full balance, the credit card will tell you the minimum amount you have to pay by the date the bill is due before the due date to not receive a late charge and have that recorded on your credit record that you pay your bills late.
It does not stop interest from being charged on the rest of the money or them reassessing their credit amount just that you won’t get a late payment and record.
The only way to avoid paying interest is paying off your credit card completely in full amount by the due date always.
